For Car Loan Questions Call: 1-800-299-DOWN (3696)

So you're in the market for a vehicle from Drive Here? Great… we're happy you're here! We know that you're looking for a pre-owned automobile, Drive Here has the loan experts to assist you.

Feel free to use our easy loan calculator to the right to estimate your traditional finance payments.

You can apply online for a car loan with our online finance application form. It's secure, and when we receive the application, our staff will look it over and contact you as soon as possible. You are in good hands, each one of our team members will give a 100% in order to help you to fix your credit and also to provide you with a reliable and secure vehicle that can satisfied your needs. You have not fill out our application yet and I already can say welcome to our great family.

Buying vs. Leasing (A Brief Overview)

In making the decision on whether to buy or lease your vehicle, it is helpful to understand the primary differences between the two options. As follows is a brief overview for your consideration.

When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales tax in cash or roll them into your auto loan and pay an interest rate on the balance of the loan. Generally, your first payment is due a month after you sign your contract. This option may fit those who plan to keep their car for a long period of time and have a need to put unlimited miles on the vehicle, also we would like to add that in order to finance a vehicle, mostly of the time your credit score need to be good enough to be approved by a regular finance institution.

When you lease, you are paying for only what you use of the vehicle and you have a purchase option at the end of the Lease term. The sales tax will be included as part of your monthly lease payment. Your lease payment is determined in part on a money factor that is similar to the interest rate on a loan.

We hope this is helpful to determine which option best fits your situation. Our trained finance staff is available to give you further information about leasing or financing your next vehicle.